tel: 01173 823 823
Contact@leafifa.co.uk
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tel: 01173 823 823
Contact@leafifa.co.uk
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https://cismortgage.co.uk/cis-mortgage/ cis-mortgage-broker/
https://www.themortgagehut.co.uk /cis-mortgages
https://jtmortgages.co.uk/ cis-mortgage/
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We offer flexible appointments, including evenings and weekends, not just 9 – 5. Because good advice fits around your schedule, not ours.
You will be assigned the same Mortgage Adviser from the start to the end of your journey. Someone to speak to if you need an update, have a query or just want a chat; they will be there for you.
Our independent status means we are not tied to any one mortgage lender or panel of lenders, helping you get the best deal possible.
With a few quick questions a broker will be able to give you a rough idea of what a bank is likely to lend to you. It will take a longer conversation and more questions to give a more accurate answer.
The main facts that a bank consider is the value of the property, the amount of rent, other BTL’s you may have and possibly also your personal income situation.
Not everybody or every property is eligible for a BTL mortgage with every lender. Differing acceptance rules across lenders make it key to not assume you will accepted and check beforehand if you meet the criteria.
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How much does CIS mortgage advice cost?
I charge a £245 advice fee for CIS mortgages.For this fee I will:
Collect and review your documents
Approach a CIS friendly lender to confirm your affordability
Seek an agreement in principle
Process you application when you have an offer accepted
The administration fee is collected after our initial appointment. I will also receive commission from the lender. I charge a fee on CIS cases as they can be much more time consuming, and by using a broker with experience with CIS mortgages I can save you time and maximise your borrowing potential. filters out tyre kickers so I can spend more time helping serious home hunters like you.
If your case has added complexity such as a bad credit history or you are buying an unusual property there may be an additional fee, but this would be confirmed before it is incurred. Read more about fees.
*You are now leaving the website of Leaf Financial Advisers and we cannot be held responsible for the content of this external website.
Leaf Financial Advisers Ltd is entered on the FCA register under reference 944216.
Leaf Financial Advisers Ltd is registered in England and Wales, Company number 12950412. Registered office: 39 Cromwell Road, Bristol, BS6 5HD.
Leaf Financial Advisers Ltd. is an appointed representative of Julian Harris Financial Consultants, which is authorised and regulated by the Financial Conduct Authority, FCA number 153566.
The performance of your investments is subject to risk(s). Its performance may fluctuate based on movements in the market and economic condition(s). Capital at risk. Currency movements may also affect the value of investments. You may get back less than you originally invested. Past performance is not a reliable indicator of future performance.
Tax treatment is based on an individual’s unique circumstances.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Leaf Financial Advisers
39 Cromwell Road,
St Andrews,
Bristol,
BS6 5HD
Open from