tel: 01173 823 823
Contact@leafifa.co.uk
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tel: 01173 823 823
Contact@leafifa.co.uk
An Independent Financial Adviser can search the entire market. Why restrict yourself?
Fixed up front fees, clearly explained, so you know what you’re paying for.
Working around where and when is convenient for you. Including weekends and evenings.
Quick response to messages and emails, everything explained in clear English, no rush or pressure = happy clients.
Fully Authorised by the FCA. Covered by the Financial Ombudsman Service. Independent Chartered Advice.
Green options available or pensions and investments. Let you money work for more.
“There is a lot of choice for financial advice in Bristol. At first it can seem overwhelming; many financial advisers seem to offer the same services, and it can be difficult to know exactly what to look for in a financial adviser, especially if you have never used one before.
Personally, I think that once you have established that the adviser has the levels of skills and experience needed, then it comes down to trust, service and cost.
Trust is important, as you not only want to be safe in the knowledge that your money is as secure as possible, but that your adviser is spending time working hard on the best outcome for you. Service is also important, it’s nice to have the option of calling late one evening with a concern, to have your call answered and your mind put at ease.
Good advice often costs money, but that certainly doesn’t mean the bigger the cost the better the advice! Not being afraid to ask about costs, understanding what they’re for and shopping around can help make sure you pay the right amount for the right advice.”
Andrew Rogers,
Leaf Financial Advisers
Andrew Rogers,
Founder, Leaf Financial Advisers
Charted Independent Financial Adviser
Chartered Accountant
Independent Mortgage Broker
Defined Benefit Pension Specialist
Equity Release Specialist
01173 823 823
contact@leafifa.co.uk
What is it?
Its a chance to discuss your situation in detail, ask any questions you may have, and have a general chat around your situation and the types of advice that may be available to you.
Usually taking place in the comfort of your own home (not only the most convenient, but it can also create a more relaxed atmosphere) or the office, whichever option is the most convenient (office in St Andrews, Skype, Teams, phone etc).
There is no commitment, and many walk away with a better understanding of their situation and options and some no longer feel there is a need for financial advice at all. Or they understand what financial advice options are available, what each one might cost and what the benefits and process will be.
Why?
If you’ve never had financial advice before, or are unsure about what advice you actually need, it can be hard to look around for a financial adviser. You may be uncertain if you need advice, what you need it for, what it involves and how much it is likely to cost.
Having a thorough chat through with a qualified and experienced adviser will help you understand your situation and what you may need advice for
As Leaf Financial Advisers offers Fixed up front pricing, this session is also used to give you a bespoke price, based on your exact situation. This means you only pay for the advice you actually need and nothing else.
Not only is there no charge for the session, there are no annoying follow ups
What?
It is becoming increasingly easier to use your pension and investments (ISA etc) to help support green and other ethical causes.
The money within your pension or investment ISA will often be invested in a range of different areas, but mainly in large mixed funds. A large part of your money is likely then invested in companies that you may not agree with, from Oil & Gas, to Tobacco or Armaments. With changes in the market over the past few years and more general flexibility around pensions and investments it has become much easier (and often cheaper) to use the money in your pension to target those types of companies that you want to support.
Why?
“My own interest in conservation began many years ago, working as a marine conservation diver in the Caribbean, before a few years later starting a small marine conservation company in Bali, Indonesia.
Although my life has come a long way in the decades in between, it has always struck me that people would do a lot more, if they were simply given the option and shown the way.
There are Billions of pounds tied up in peoples pensions pots, much invested in fossil fuel companies etc, that could easily be tilted towards more green and ethical investments.
I think that people should be completely free to invest in whatever they choose, but if they are interested in part or all of their pensions or investments being invested in a Green or Ethical way (which itself is different for everyone) then I am always happy to show them how they can achieve this.”
Andrew Rogers,
Leaf Financial Advisers
It’s important to be up-front about pricing. Although we offer a generous free consultation to discuss your situation in detail, there is no point shying away from the fact that good advice costs money, and that the price can be a key part of choosing a financial adviser to work with.
It’s disappointing to see how some financial advice companies approach this; with fees rarely advertised or discussed up front, it can be difficult to know what you’re exactly paying for or if you are getting good value for money. We think that customers these days are savvy enough to see past attempts to impress with glossy brochures and sharp suits and want to know they’re getting good quality advice, not just expensive advice.
It’s important that prices are Up-Front, Transparent and Fair.
Clear and transparent pricing is important to make sure you know what you’re paying for and that you’re happy before any work begins.
You’ll be made aware of any and all fees with information on what you’re paying for and have the chance to discuss them. Work will only proceed once you are happy with all the fees discussed.
As much of your fee as possible should be going into providing you the best advice possible.
We make sure that we cut out every cost we can, as long as it does not impact on advice, as we can use that money to reduce fees. No fancy high ceilinged offices, no golf tournaments and no cocktail evenings for our clients – sorry! But all this money saved does go right back into your pocket as reduced fees.
Don’t be fooled into thinking that high fees mean high quality advice, as unfortunately it doesn’t.
Pension advice on a wide range of areas to make sure your pensions are working the best they can.
Professional Financial Planning can help you get the most out of your future.
Help on focusing your pension and investments to help the environment.
Investment advice from an Independent Financial Adviser.
Mortgage and Insurance Advice from a Whole of Market Mortgage Broker.
Equity Release Advice from an Independent Mortgage Broker.
We strongly believe that independent, ‘whole of market’ financial advice is the only way forward.
Independent Financial Advisers are the only type of advisers who are able to select from all products available in the marketplace. Making sure you get financial advice that’s tailored to your individual needs.
Our Independent status means we can offer advice using the widest range of financial products and services. And that means you benefit – whether it’s for investment advice, retirement plans, inheritance tax planning – or simply reducing your financial expenditure.
01173 823 823
contact@leafifa.co.uk
Give us a ring for a Free no obligation discussion on how we may be able to help you: 01173 823 823
Drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk
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Leaf Financial Advisers Ltd is entered on the FCA register under reference 944216.
Leaf Financial Advisers Ltd is registered in England and Wales, Company number 12950412. Registered office: 39 Cromwell Road, Bristol, BS6 5HD.
Leaf Financial Advisers Ltd. is an appointed representative of Julian Harris Financial Consultants, which is authorised and regulated by the Financial Conduct Authority, FCA number 153566.
The performance of your investments is subject to risk(s). Its performance may fluctuate based on movements in the market and economic condition(s). Capital at risk. Currency movements may also affect the value of investments. You may get back less than you originally invested. Past performance is not a reliable indicator of future performance.
Tax treatment is based on an individual’s unique circumstances.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
Leaf Financial Advisers
39 Cromwell Road,
St Andrews,
Bristol,
BS6 5HD
Open from
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