If you are of retirement age but your live-in partner isn’t, then you might not qualify for Pension Credits. As of May 15th 2019 new claims for couples’ Pension Credit have to meet the following criteria:
- Both of you need to have reached Pension Credit qualifying age, or
- One of you has reached Pension Credit qualifying age and is claiming Housing Benefit for you as a couple.
If you were receiving Pension Credit as a couple before the rule change, you shouldn’t be affected and can carry on receiving it, as long as your circumstances don’t change (e.g. if you have a higher income).
However if you were previously claiming as an individual and moved in with your partner after May 15th 2019, you’ll no longer qualify for Pension Credit as your circumstances have changed. If this happens, you won’t be able to submit a new claim as a couple if you don’t meet the new criteria specified above.