Leaf Financial Advisers

Remortgage Advice

Want to Save Money or Borrow More?

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Flexibile Appointments

We offer flexible appointments, including evenings and weekends, not just 9 – 5. Because good advice fits around your schedule, not ours.

Personal Adviser

You will be assigned the same Mortgage Adviser from the start to the end of your journey. Someone to speak to if you need an update, have a query or just want a chat; they will be there for you.


Our independent status means we are not tied to any one mortgage lender or panel of lenders. This allows us access to the whole of the market, including several specialised lenders, helping you get the right mortgage for you and your situation.

Remortgaging – we can help

A remortgage is where you take out a new mortgage on a property you already own, with the new mortgage replacing your current one. This is generally done to either increase the level of borrowing or to benefit from better rates available in the market, although there are other reasons why it might be suitable (such as moving to a more expensive property).

Remortgaging can bring many benefits such as reducing monthly payments, freeing up more money to spend on the things you enjoy in life, or becoming mortgage free years earlier than planned.

Small differences in rates can have a big impact on your repayments, so it’s crucial to get expert impartial advice to ensure you get the best remortgage deal.

Request a Mortgage Quote

Benefits of a Personalised Service

As a Boutique firm, we offer you a tailored, personal service. You will be assigned your own Personal Adviser who will advise you throughout the entire remortgage process, from start to finish. They will be available to you whenever you have a query or concern or just need an update.


As Independent and Whole of Market advisers, we work for you, not the estate agent or lender. We have access to the entire broker market of 1,000’s of mortgages, and unlike online comparison sites, our advisers tailor your remortgage to fit your personal circumstances – there is no such thing as a “one size fits all” approach.

Benefit from an Independent Adviser

Using a Mortgage Adviser can help you quickly navigate the range of mortgages on offer, access the “broker only” market of deals, and guide you through the process which includes potentially eliminating a lot of paperwork.


Your personal remortgage adviser will complete all the relevant paperwork for you, liaising with solicitors, lenders and surveyors throughout the process.  One application process rather than one for each bank will save you time and reduce the chance of damaging your credit rating.

Adding Someone to Your Mortgage

How easy is it to add someone to a mortgage?

Benefits of a Remortgage

Ways to get in touch

Fill out our contact form and an adviser will call you back at a time that is convenient to you

Give us a ring for a Free no obligation discussion on how we may be able to help you: 01173 823 823

Drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk

Frequently Asked Questions

We answer some of our most commonly asked questions below.  But if you would like to know more then please get in touch and we will be happy to answer any query you may have.

Yes, our advisers are qualified and regulated by the Financial Conduct Authority, giving you extra peace of mind. 

 We advise on a range of residential mortgages, although most types tend to be fixed rate mortgages or variable rate mortgages.

In essence, remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider. You’re not moving house and the new mortgage is still secured against the same property.

Whilst there are often financial benefits to remortgaging this doesn’t mean that there are no costs involved in the process.  Common costs can include Arrangement fees, Booking fees, Legal Fees, Valuation fees and there may be fees involved with leaving your current deal, such as Early Repayment Fees and Exit Fees.  A good regulated mortgage adviser will make sure all relevant fees are included in the assessment of whether to remortgage.

Broadly, yes you can, although there a few things to consider.

There are two main ways in which you can remortgage to pay off debts.  One is to remortgage to release the equity in your property as a lump sum to repay other unsecured debts.  Another way is to remortgage to a lower monthly payment to free up money to help meet the payments for other debts.

However, remortgaging to clear debts is not always the best option.  There are limitations on borrowing, both from lenders and based on your current situation.  More importantly, there may be better ways to repay your debts.  As such it is important to discuss your unique personal situation with a regulated mortgage adviser.

We cover all of the UK with advice via phone and video conferencing.  We are based in Bristol and have particular expertise in the surrounding area including Clifton, Bradley Stoke, Redland, St Andrews and Bishopston.

get in touch...

Give us a ring for a Free no obligation discussion on how we may be able to help you: 01173 823 823

Drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk

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Knowledge Bank

We are based in Bristol and as such have specialised expertise in the local housing market.

Our local knowledge will help ensure your mortgage process goes as smoothly as possible.

Leaf Financial Advisers Ltd is entered on the FCA register under reference 944216.

Leaf Financial Advisers Ltd is registered in England and Wales, Company number 12950412.  Registered office: 39 Cromwell Road, Bristol, BS6 5HD.

Leaf Financial Advisers Ltd. is an appointed representative of Julian Harris Financial Consultants, which is authorised and regulated by the Financial Conduct Authority, FCA number 153566.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

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