Leaf Financial Advisers

Bristol based Independent Financial Advisers (IFA)

Invest in your future...

We are an Independent Financial Adviser firm based in Bristol and serving the entire UK.

We provide a wide range of financial advice services to suit most situations and deal with clients of all ages and backgrounds.

We deliver high-quality financial advice, are fully regulated, and offer a transparent pricing policy and a generous free consultation to discuss your needs.

We deliver advice by phone, video chat, or in-person face-to-face.  Please get in touch to see how we may be able to help you.

We aim to simplify financial advice– because life is complicated enough.

You deserve high quality, professional financial advice delivered at a reasonable cost. 

We want to earn your trust by providing you with the best advice we can.  

We pride ourselves on consistently saving our clients time, money, or both.

Our friendly and approachable style sets us apart – we always take the time to get to know you personally, before explaining everything in a straightforward, no nonsense way.

Contact us today for a free consultation to discuss how we can help you.

Request a no obligation call back

Alternatively, drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk

Ask About Our Free Consultation.

Invest in your future...

You deserve high quality, professional financial advice delivered at a reasonable cost. 

We want to earn your trust by providing you with the best advice we can.  

We pride ourselves on consistently saving our clients time, money, or both.

Our friendly and approachable style sets us apart – we always take the time to get to know you personally, before explaining everything in a straightforward, no nonsense way.

Contact us today for a free consultation to discuss how we can help you.

Request a no obligation call back

Request a no obligation call back

Get in touch and we will give you a free consultation to discuss your situation and how we can help you.

Alternatively, drop us a line with any query you may have and we’ll make sure we get back to you as quick as we can:

contact@leafifa.co.uk

Ask About Our Free Consultation.

Why us?

A few of the reasons why we think we’re the best independent financial adviser in Bristol for you….

Fully Independent

We access the entire market with no restrictions to make sure you get the most suitable and lowest cost solution.

That’s the advantage of using an Independent Financial Adviser.

Fair & Fixed Pricing

Up front, with prices published on our website.

Transparent, so you know what you’re paying for.

Fair Price Promise – we only provide advice if we believe the benefits exceed any fees.

Convenient

We offer flexible appointments, including evenings and weekends, not just 9 – 5. Because good advice fits around your schedule, not ours.

Just one example of our customer first service.

Our Services

A selection of our most popular services.  Please click through to find out more.

Unsure which service you need?  Get in touch for a chat about what will work for you.

Ways to get in touch

Fill out our contact form and an adviser will call you back at a time that is convenient to you

Give us a ring for a Free no obligation discussion on how we may be able to help you: 01173 823 823

Drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk

Importance of Independent Advice

We strongly believe that independent, ‘whole of market’ financial advice is the best way forward.

Independent Financial Advisers are the only type of advisers who are able to select from all products available in the marketplace. Making sure you get financial advice that’s tailored to your individual needs.

Our Independent status means we can offer advice using the widest range of financial products and services. And that means you benefit – whether it’s for investment advice, retirement plans, inheritance tax planning – or simply reducing your financial expenditure.

Complimentary Consultation

We always offer a complimentary consultation and always completely at our expense.  We use this time to get to know you and understand your situation.  We can then advise on whether financial advice is right for you, what it would involve and how much it would cost.

Whatever happens, you will walk away with a better understanding of your situation, your options and what financial advice could do for you.

How Do We Deliver Advice?

We can deliver advice either over the phone, via video chat or in the comfort of your own home or any combination.  

The choice is down to you and whatever is most convenient 

At Home

Face to face advice can be delivered in the comfort of your own home.  In person advice can 

Video Conference

Using programmes such as Skype, Zoom and Teams is a good way to have a face to face discussion

By Telephone

Many client relationships start with a phone call.  For some more straightforward financial advice, such as arrange a mortgages or life insurance, it is possible to complete everything with telephone conversations.

Investment Advice

Our Investment Advice service helps you to make sure you’re getting the most out of your money while demystifying the investment world.

  • Build an effective portfolio and investment strategy
  • Boost Performance for increased returns and growth
  • Tax Efficiency to make sure you’re not paying any more tax than you need to.
  • Ethical & Sustainable Investing to align your investments to your ethical viewpoints
  • Reduces costs and manage Risks

The most successful investors take financial advice and it is always a good idea to take the effort to ensure you are as informed as possible.

Pension Advice

Pension advice can not only help your pension pot grow, but when it comes to retirement it can help work out the best way of accessing your money.

  • Help your pension grow
  • Improve tax efficiency
  • Draw your pension how you want, when you want
  • Plan your future, answer your questions:
    • Am I saving enough?
    • What will my pension look like?
    • When can I retire?

Our pensions are one of the most valuable and important things in our life, yet also one of the most complicated and difficult to understand. The right guidance can help ensure you have enough in retirement to lead the lifestyle you want.

Mortgage Advice

We provide a full mortgage broker service for a range of mortgages, to not only help you find the best mortgage but to do it quickly and with minimal fuss

  • As “Whole of Market Brokers” we search the entire market, from the high street banks to the specialist lenders to make sure you get the best deal out there.
  • Brokers don’t access the usual Residential or BTL mortgage market but the exclusive “broker-only” market to help you find the best deal.
  • Pre-check which banks won’t lend to you, to avoid being declined and damaging your credit score.
  • Calculate how much each bank and building society will lend to you and at what rate.
  • We do all the paperwork and submit the mortgage application for you.

As Independent Whole of Market brokers, we work in your interest and search the whole market for the best value mortgage products with the cheapest and most suitable rates for you.

Financial Planning

Financial Planning brings together all your finances and life goals to help you get the most out of your finances and your future.

By structuring your finances in the right way you can help reduce tax and get more out of your money by making it work better for you.  INheritance tax cna be reduced, 

Something aoiut helping those on higher incomes?

Financial planing will involvve a review of your current affairs and 

 individuals, their families, and businesses,

  • Help building a pension
  •  
  • Achieve Sending children to private school, or r
  • Reduce inheritance tax. 
  •  

Tangible benefits of financial planning include retiring years earlier than imagined, passing on estates to loved ones with a lower tax burden than was thought possible and managing long-term investment portfolios to help achieve financial freedom.

Ethical and Sustainable Pensions and Investments

Ethical investing comes in a wide range – from enviromental;

Estate Management

Estate Management involves arranging your affairs to make sure you pass on as much of your wealth as you can to the ones you love.

  • Minimise any tax liability
  • Provides you with peace of mind
  • fully benefit from all the exemptions and reliefs to which you’re entitled
  • Helps you to ensure your wealth passes on to those you wish
  • using trust planning where it is appropriate
  • help minimise your tax liability 
  • Peace of mind that you’re doing everything you can to help your 

Please get in touch if you would like to see if you could benefit from advice around Estate Management.

Insurance and Protection

Protect yourself and your family in the case the worse happens.

  • FREE advice service
  • Review your current arrangements to see if you can pay less for your cover

Commonly Asked Questions

Independent financial advisers (IFAs) are professionals who offer independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market. The term was developed to reflect a United Kingdom (UK) regulatory position and has a specific UK meaning, although it has been adopted in other parts of the world, such as Hong Kong.

The term “independent financial adviser” was coined to describe the advisers working independently for their clients rather than representing an insurance company, bank or bancassurer. At the time (1988) the UK government was introducing the polarisation regime which forced advisers to either be tied to a single insurer or product provider or to be an independent practitioner. The term is commonly used in the United Kingdom where IFAs are regulated by the Financial Conduct Authority (FCA) and must meet strict qualification and competence requirements.

Typically an independent financial adviser will conduct a detailed survey of a client’s financial position, preferences and objectives; this is sometimes known as a factfind. The adviser will then recommend appropriate action to meet the client’s objectives; and if necessary recommend a suitable financial product to match the client’s needs.

Individuals and businesses consult IFAs on many matters including investmentretirement planninginsurance, protection and mortgages (or other loans). IFAs also advise on some tax and legal matters.

An Indepednetnt Financial Adviser 

Bristol IFA, UK

We are a firm of Bristol based IFAs (Independent Financial Advisers).  We aim to provide you with the best advice, best service and best information on pensionsinvestments, wealth management, mortgagesprotection and a range of related services.

An IFA can be many things; a source of financial advice, a life-long financial coach, a provider of advice for a single financial transaction, an ear to bounce ideas off of, a facilitator in realising your life’s goals. 

As Independent advisers we aren’t tied to financial products from a particular provider.  We think it’s important to be give truly Independent Financial Advice as this allows us to access the entire market to help us provide the best solutions for our clients.

In the UK, IFAs are strictly regulated by the Financial Conduct Authority (FCA).  This means that an IFA is a qualified professional who has to set a series of examinations, usually from the Chartered Institute of Securities and Investment (CISI) or the Chartered Insurance Institute (CII), then are required to keep their financial knowledge up to date and in line with the current best practice indefinitely, in a process called Continuing Professional Development (CPD).  IFAs must then abide by the strict rules and regulations set down by the FCA

Our company relies on the strength of the long-term relationships we form with our clients. If you would like to learn more about our financial advice services and speak with one of our IFAs please contact our Bristol office on 01173 823 823.

Bristol Based Financial Planning

We are sometimes asked the difference between an IFA and a Financial Planner.  Basically a Financial Planner is a subset of an IFA; so an IFA is a Financial Planner but will also give other types of Financial Advice. 

A Financial Planner will focus on helping individuals and corporations meet their long-term financial objectives.  Whilst financial panning is a key area of an (Independent) Financial Adviser’s role they will also undertake other tasks such as helping manage your money including investments and other accounts.

So in short whilst Financial Planning is a key part of the service we offer we also cover a range of additional areas of Financial Advice.  We believe in the financial planning process; identifying goals, reviewing financial data and designing and implementing a plan to help you achieve your objectives.

Please get in touch for a Free Consultation to find out more about how we can help you, or click here to find out more about our Financial Planning Service.

Bristol Pension Advice

You are now responsible for your future security. The days of the guaranteed pension and lifetime health benefits are past. Whether nearing retirement or already relying on the fruits of your working years, planning ahead for retirement is crucial.

Your pension is one of the most important assets that you will build over your life.  The right guidance can help that asset grow and ensure you have enough in retirement to lead the lifestyle you want.

Please get in touch for a Free Consultation to find out more about how we can help you, or click here to find out more about our Pension Advice Service.

Bristol Investment Advice

Offering investment advice is one of the key services we offer as managing assets effectively is fundamental to securing your financial future and growing your wealth. As investment managers, we utilise a disciplined and consistent approach, based on decades of academically sound and tested research.

The right investments can offer real opportunities to grow your wealth and protect it against inflation.  Whether looking to invest a lump sum, review your current investment arrangement or starting your savings journey, professional advice can help you maximise your returns and protect your investments.

Please get in touch for a Free Consultation to find out more about how we can help you, or click here to find out more about our Investment Advice Service.

Bristol Mortgage Advice

Taking out a mortgage is one of the biggest commitments in most peoples lives, and unfortunately it can be difficult to make sure you’re getting the best deal for you.

Advice from a professional mortgage adviser can not only make the process easier and reduce stress but also save considerable money.

We offer a Fixed Fee service for all residential mortgages, including first time buyer and remortgages.  Please get in touch for a Free Consultation to find out more about how we can help you, or click here to find out more about our Mortgage Advice Service.

Bristol Insurance Advice

Tak

We are based in Bristol but serve the entire South West.  Home visits are restricted to the local Bristol area which includes areas such as Clifton, Redland, Thornbury, Bath, and Bradley Stoke.

Please get in touch to find out more about what we can offer.

Is Financial Advice For Me?

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Contact Us

Please fill out the below form and an Adviser will call you back at your desired time:

Finding the right independent financial adviser (IFA) is an important decision and should not be made hastily.  We want to help you make the right decision, both for which adviser you select and what type of advice you elect to receive.

We offer an initial consultation for free without cost or obligation, giving you the opportunity to ask any questions you have about the advice process, our firm, our costs or anything else you are unsure about.

Clients often worry that advice will cost too much.  Our Fair Price Promise means we will only engage a new client if we believe the benefit will exceed any fees we may charge.

Please get in touch today for a chat about how we can help you.

Give us a ring – 01173 823 823

Drop us a line – Contact@LeafIFA.co.uk

Send us a Tweet – @LEAFIFA

Find us on Facebook – Leaf Financial Advisers Ltd.

We aim to simplify financial advice– because life is complicated enough.

 

Blurb – money worries, time

Running through everything we do is a theme of elegant simplicity – we love taking complex financial situations and simplifying them for our clients so that they can enjoy a worry-free financial life.

 

 

We believe that the best financial advice is personable, friendly and delivered by someone who knows your unique situation inside out.

Leaf Financial Advisers Ltd is entered on the FCA register under reference 944216.

Leaf Financial Advisers Ltd is registered in England and Wales, Company number 12950412.  Registered office: 39 Cromwell Road, Bristol, BS6 5HD .

Leaf Financial Advisers Ltd. is an appointed representative of Julian Harris Financial Consultants, which is authorised and regulated by the Financial Conduct Authority, FCA number 153566.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our Privacy Notice can be found here.

Financial Mortgage Advice

Bold And Ambitious

Traditional Values

On Your Side

Personalised Service

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Mortgage Advice

A Local and Personalised service to help you find the most suitable mortgage.

Insurance and Protection

Fee-Free advice to help protect both you and your family.

Investment Advice

Our services help you find the right investment solutions and build and maintain a portfolio.

Pension Advice

Whether you are building your pension or reaching retirement, our Pension Advice service can help you.

Investment Advice

Our services help you find the right investment solutions and build and maintain a portfolio.

Pension Advice

Whether you are building your pension or reaching retirement, our Pension Advice service can help you.

Thank You!

Your Form has been submitted.  An Adviser will call you back shortly.

Fill out our contact form and an adviser will call you back.

Give us a ring for a Free no obligation discussion on how we may be able to help you: 01173 823 823

Drop us a line with any query you may have and we'll make sure we get back to you as quick as we can: contact@leafifa.co.uk